About

From complex systems
to AI & credit risk

I'm Feby Genta Ananda, based in Jakarta. My background is in Complex Systems Physics: the study of how large patterns emerge from the interactions of many small parts, from particles to markets.

That way of thinking has stayed with me. It first drew me to econophysics; now I use it to build data-driven models and systems, mostly where AI meets credit risk.

My main project right now is AutoScorecard (opens in a new tab): a credit scorecard automodeler in which four AI agents turn raw data into a complete scorecard, while people keep the important decisions.

What I work on

AI Engineering

Designing LLM-based systems and AI agents that hold up in everyday use.

Machine Learning

Building and testing predictive models, from experiment to something ready to use.

Credit Risk Modelling

Developing and validating credit scorecards to assess credit risk.

Data Analytics

Working through data until the patterns are clear.

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